Reverse Mortgage Refinance
The Broker Advantage
Why Work With a Reverse Mortgage Broker?
Discover the advantage of working with a reverse mortgage broker who can shop around with multiple lenders that are competing for your business.
A retail loan officer works for one lender. They can only offer you that lender’s products, that lender’s rates, and that lender’s fees. As an independent broker, I work for you. I take your loan to multiple lenders and let them compete, then bring you the strongest offer.
- Multiple lenders competing, not one lender deciding
- Access to HECM and multiple jumbo/proprietary programs
- Rates and fees compared side by side
- One application, one point of contact: me
- Honest advice, because I'm not tied to any one lender
Flexible by Design
How a Reverse Mortgage May Help
Imagine no monthly mortgage payment and access to cash. Here are the three ways you can receive your money.
Your Home Value Has Increased
Home values across California and the West have climbed significantly over the years. If your home is worth more than when you closed your original loan, you may qualify to access additional equity.
Interest Rates Have Improved
A lower rate can slow the growth of your loan balance and preserve more equity for you and your heirs over time.
You Want to Add a Spouse
If you’ve married or your spouse wasn’t on the original loan, a refinance can add them as a borrower and protect their right to remain in the home.
You Want a Different Payout
Life changes. A refinance can restructure your loan from a lump sum to a line of credit, monthly payments, or a combination that fits your situation today.
Honest Answer, Every Time
A refinance only makes sense when the benefit to you clearly outweighs the cost. I’ll shop your numbers to competing lenders, run them both ways, and show you exactly what you’d gain. If the math doesn’t work in your favor, I’ll tell you to stay put.
“He was patient; I believed it was going to be such a hassle, but his efforts have made our lives so much better financially, physically, and mentally. We appreciate it more than words can say.”
Tina
“You have treated my father and myself with much kindness, professionalism, respect and patience. We thank you very much for your support and understanding step by step in the process.”
Tina
“I just wanted to thank you for the great job you did on my reverse mortgage. You made the process move along extremely quickly and efficiently.”
Tina
Find Out What Your Home Can Do for You
Your consultation is free, and there is never any obligation. Let’s look at your numbers together.